/* Editorial art direction, revision two. Local review only. */
:root{--orange:#f7951d;--paper:#f6f5f2}
.hero{background:#080808}.hero-grid{display:block;min-height:750px;padding:46px 0 68px;isolation:isolate}
.hero-copy{width:53%;padding:16px 0 0;z-index:2}.hero h1{font-size:clamp(54px,5.6vw,82px);line-height:1.025;letter-spacing:-.065em;max-width:720px;font-weight:750;margin:0 0 24px}.hero h1 span{color:var(--orange)}
.hero .eyebrow{font-size:10px;letter-spacing:.21em;margin-bottom:25px}.breadcrumb{margin-bottom:44px;color:#aaa}.hero .lede{font-size:18px;line-height:1.8;max-width:470px;margin:0 0 27px;color:#bcbcbc}.hero-meta{max-width:490px;font-size:10px;line-height:1.6;gap:9px 12px;margin-top:33px;color:#aaa}.hero-meta .pill{display:none}
.hero-art{position:absolute;inset:0 0 0 auto;width:1000px;margin:0;z-index:-1;min-height:0;display:flex;align-items:center;pointer-events:none}.hero-art img{width:100%;max-width:none;height:auto;margin:0;mask-image:linear-gradient(90deg,transparent 0%,#000 18%,#000 100%)}.hero-index{display:none}.art-caption{right:15px;bottom:37px;max-width:250px;padding-left:14px;color:#a8a8a8;font-size:10px;line-height:1.6}
.hero-actions .button{min-height:50px;gap:26px;border-radius:3px;font-size:13px}.hero-actions .secondary{border-color:#5a5a5a;background:#08080880}.hero .hero-edition{display:flex;align-items:center;gap:13px;margin-bottom:20px;color:#e6a253;font-size:10px;letter-spacing:.17em;text-transform:uppercase}.hero-edition:before{content:'';display:block;width:32px;height:1px;background:var(--orange)}
.principles{background:#111;border-top:1px solid #333}.principles-grid{gap:0;padding:0}.principles-item{padding:30px 27px;align-items:flex-start;gap:18px;border-right:1px solid #333;font-size:12px;color:#aaa}.principles-item:first-child{padding-left:0}.principles-item:last-child{border-right:0}.principles-item>span{font-family:var(--font);font-size:11px;font-weight:600;margin-top:4px;letter-spacing:.08em}.principles-item strong{font-size:15px;line-height:1.4;margin:0 0 7px;font-weight:650}
.article-layout{padding-top:76px;gap:72px;grid-template-columns:190px minmax(0,1fr)}.sidebar>.eyebrow{color:#222;font-size:10px;letter-spacing:.15em}.toc{counter-reset:toc;list-style:none}.toc li{counter-increment:toc}.toc a{font-size:11px;padding:9px 0 9px 12px}.sidebar-tool{background:#111;color:#fff;border:1px solid #111;border-radius:2px;padding:22px}.sidebar-tool .eyebrow{color:#efa247;letter-spacing:.08em}.sidebar-tool p{color:#ddd;font-size:15px}.sidebar-tool a{color:#f8ad53;font-size:11px}.side-note{font-size:10px}
.article-body{font-size:17px;line-height:1.85}.article-body>section{padding-top:56px;margin-top:58px}.article-body h2{font-size:clamp(28px,3vw,40px);line-height:1.16;letter-spacing:-.045em;margin-bottom:25px;max-width:800px}.article-body h3{font-size:23px;letter-spacing:-.025em;margin-top:35px}.article-body p{color:#414141}.article-body strong{color:#1b1b1b}.article-body .hx-section-label{font-size:10px;letter-spacing:.17em;color:#9a4a00;margin-bottom:20px}
.article-body #account-basics{position:relative;background:#f6f5f2;border:0;border-radius:0;padding:40px 42px;margin-top:0;border-top:3px solid #1a1a1a}.article-body #account-basics .hx-section-label{margin-bottom:14px}.article-body #account-basics h2{font-size:34px}.article-body #account-basics h3{font-size:19px}.article-body #account-basics p{font-size:16px;line-height:1.85}.article-body .hx-callout{background:#fff9ef;border:0;border-left:3px solid var(--orange);padding:23px 28px;font-size:16px;line-height:1.8;border-radius:0}.article-body #account-basics .hx-callout{background:#fff;border:1px solid #ddd9d3;border-left:3px solid var(--orange);padding:22px;margin-bottom:0}
.setup-document-list{list-style:none;padding:0!important;display:grid;grid-template-columns:1fr 1fr;gap:0 30px;counter-reset:docs;margin:25px 0 30px!important}.setup-document-list li{position:relative;padding:20px 0 20px 36px!important;border-top:1px solid #d8d8d8;font-size:14px;line-height:1.8;margin:0!important;counter-increment:docs}.setup-document-list li:before{content:counter(docs,decimal-leading-zero);position:absolute;left:0;top:22px;font-size:10px;color:#a05210;font-weight:750;letter-spacing:.05em}.setup-document-list strong{display:block;font-size:16px;line-height:1.4;margin-bottom:7px}.setup-document-list li:last-child{grid-column:1/-1}
.hx-table-wrap{border-radius:0;border-color:#d9d9d9;box-shadow:none}.hx-table-wrap th{font-size:12px;letter-spacing:.01em}.hx-table-wrap tbody th{background:#faf9f6;color:#222}.hx-table-wrap td{font-size:14px;line-height:1.8}.ach-flow-figure{border-radius:3px;background:#101010}.ach-flow-figure figcaption{color:#bdbdbd;font-size:11px;line-height:1.8;padding:0 25px 25px}
.article-body .field-kit{position:relative;display:grid;grid-template-columns:1.3fr .7fr;align-items:center;gap:32px;background:#0b0b0b;isolation:isolate;overflow:hidden;padding:40px;border-radius:3px;margin:48px 0;border:1px solid #333}.field-kit:after{content:'';position:absolute;z-index:-1;right:-90px;top:-90px;width:330px;height:330px;border:1px solid #3a2b1c;border-radius:50%}.field-kit .eyebrow{color:#ffb45f;font-size:10px;letter-spacing:.13em}.field-kit h3{font-size:30px;line-height:1.15;color:#fff;letter-spacing:-.045em;margin:18px 0}.field-kit p{color:#aaa;font-size:14px;line-height:1.8}.field-kit .button{font-size:11px;border-radius:3px;gap:14px}.field-kit .button.secondary{font-size:11px;min-height:38px;border:0;padding:7px 0;color:#d8d8d8;justify-content:flex-start}.field-kit-actions{display:flex;align-items:flex-start;flex-direction:column;gap:8px}.kit-art{min-height:270px;position:relative;perspective:800px}.kit-page{position:absolute;background:#f8f7f3;width:185px;height:245px;right:0;top:0;transform:rotate(9deg);border:1px solid #ddd;box-shadow:0 18px 30px #0008;padding:19px;display:flex;flex-direction:column}.kit-page.back{background:#d7d6d1;transform:rotate(-9deg);right:20px;top:14px}.kit-page b{font-size:12px;line-height:1;letter-spacing:-.05em;color:#111;margin-bottom:25px}.kit-page small{font-size:6px;letter-spacing:.14em;color:#7d4500;line-height:1.6;font-weight:700;text-transform:uppercase}.kit-page strong{font-size:20px;line-height:1.05;letter-spacing:-.05em;color:#181818;margin:9px 0 16px}.kit-page .kit-rule{height:3px;background:#f7951d;width:29px;margin-bottom:13px}.kit-lines{flex:1;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:1px;background:#d7d4ce;border-top:7px solid #171717}.kit-lines i{background:#f8f7f3;min-height:18px}.kit-page em{font-size:6px;margin-top:14px;color:#777;font-style:normal}
.article-body .ach-calc{border-radius:5px;border-color:#d4d4d4;box-shadow:0 8px 40px #16161607}.article-body .ach-calc__intro{background:#0b0b0b}.article-body .ach-calc__intro p,.article-body .ach-calc__intro strong{color:#c4c4c4}.article-body .ach-calc__intro h3{color:white}.article-body .ach-calc__intro .ach-calc__eyebrow{color:#ffb45c}.article-body .ach-scorecard{border-radius:5px;box-shadow:none}.article-body .ach-scorecard__heading h3{font-size:32px;letter-spacing:-.04em;line-height:1.2}.article-body .ach-scorecard__heading p{font-size:15px}
.article-body #questions details{border-radius:0;border-left:0;border-right:0;border-top:0;margin:0}.article-body #questions details>summary{font-size:17px;font-weight:650;padding:22px 28px 22px 0}.article-body #questions details p{font-size:15px}.article-body #sources{background:#f6f5f2;border:0;border-radius:0;padding:32px 35px}.article-body #sources h2{font-size:25px}.article-body #sources p,.article-body #sources li{font-size:12px;line-height:1.8}.article-body .hx-sources{display:grid;grid-template-columns:1fr 1fr;gap:14px 32px;padding-left:18px}.article-body .hx-sources li{margin:0}
.related{background:#f5f4f1}.related-card{border-color:#aaa;padding-top:22px}.related-card h3{font-size:24px;letter-spacing:-.035em;line-height:1.15}.related-card span:first-child{font-size:9px;color:#975012}.related-card span:last-child{font-size:12px}.bottom-cta h2{font-size:clamp(37px,4.6vw,59px);letter-spacing:-.055em}.bottom-cta .eyebrow{font-size:10px}.bottom-cta .button{border-radius:3px}
@media(min-width:1550px){.hero-art{right:-50px;width:1210px}.hero-grid{min-height:790px}.hero h1{font-size:86px}.hero-copy{width:54%}}
@media(max-width:1100px){.hero-grid{min-height:690px}.hero-copy{width:57%}.hero h1{font-size:62px}.hero-art{right:-75px;width:850px}.hero .lede{max-width:425px;font-size:17px}.art-caption{right:90px}.article-layout{grid-template-columns:170px minmax(0,1fr);gap:38px}.article-body #account-basics{padding:30px}.principles-item{padding:26px 18px}.principles-item strong{font-size:13px}.field-kit{gap:15px!important;padding:30px!important}.kit-page{width:145px;height:210px;padding:15px}.kit-page strong{font-size:16px}.kit-art{min-height:230px}.kit-page.back{right:12px}}
@media(max-width:800px){.hero-grid{padding:28px 0 0;min-height:0}.hero-copy{width:100%;padding:0}.breadcrumb{margin-bottom:30px}.hero h1{font-size:clamp(54px,9.5vw,78px);max-width:700px;margin-bottom:22px}.hero .eyebrow{margin-bottom:19px;font-size:9px}.hero .lede{font-size:16px;max-width:500px;margin-bottom:25px;line-height:1.75}.hero-meta{margin-top:24px;gap:7px 10px;font-size:9px;max-width:440px}.hero-art{position:relative;inset:auto;display:block;width:calc(100% + 40px);margin:0 -20px;height:340px;overflow:hidden;z-index:0}.hero-art img{position:absolute;width:112%;max-width:none;right:-8%;height:auto;top:-20px;mask-image:linear-gradient(180deg,transparent 0%,#000 9%,#000 86%,transparent 100%)}.art-caption{display:none}.principles-grid{display:grid;grid-template-columns:1fr;gap:0;padding:0 0 5px}.principles-item,.principles-item:first-child{padding:17px 0;border-right:0;border-bottom:1px solid #303030;display:flex;gap:17px}.principles-item:last-child{border-bottom:0}.principles-item>span{margin:0;font-size:10px}.principles-item strong{display:inline;font-size:12px;margin:0 7px 0 0}.principles-item{font-size:11px;line-height:1.6}.article-layout{display:block;padding-top:30px}.sidebar{padding:20px;border-radius:0;margin-bottom:35px;background:#fff}.sidebar-tool{display:none}.toc{grid-template-columns:1fr 1fr;gap:0 14px}.toc a{padding:7px 0;font-size:11px}.article-body{font-size:16px;line-height:1.8}.article-body>section{margin-top:38px;padding-top:38px}.article-body h2{font-size:30px}.article-body h3{font-size:22px}.article-body #account-basics{padding:26px 23px}.article-body #account-basics h2{font-size:28px}.article-body #account-basics p{font-size:15px}.article-body .hx-callout{padding:20px;font-size:15px}.setup-document-list{grid-template-columns:1fr;gap:0}.setup-document-list li{font-size:14px;padding:17px 0 17px 32px!important}.setup-document-list li:before{top:19px}.setup-document-list li:last-child{grid-column:auto}.setup-document-list strong{font-size:15px}.article-body .field-kit{grid-template-columns:1fr;gap:12px!important;padding:28px 25px!important}.field-kit h3{font-size:30px}.kit-art{min-height:260px;max-width:230px;width:100%;margin:18px auto 0}.kit-page{width:185px;height:240px;padding:20px;right:5px}.kit-page.back{right:30px}.kit-page strong{font-size:20px}.article-body .ach-scorecard__heading h3{font-size:27px}.article-body .hx-sources{grid-template-columns:1fr;gap:12px}.article-body #sources{padding:27px 23px}.article-body #questions details>summary{font-size:16px}.bottom-cta h2{font-size:39px}.hero-actions .button{font-size:12px}.hx-table-wrap tbody th{font-size:12px}.hx-table-wrap td{font-size:13px}}
.kit-page b{margin-bottom:14px}.kit-lines{min-height:0}.kit-lines i{min-height:9px}.kit-page em{margin-top:10px}.kit-page strong{margin-bottom:12px}
@media(max-width:800px){.hero-art img{width:115%;right:0;top:-10px}}
@media(max-width:430px){.hero h1{font-size:55px}.hero-art{height:290px}.hero-art img{width:115%;right:0;top:0}.hero .hero-edition{font-size:8px}.hero-actions{gap:10px}.hero-actions .button{padding:13px 16px;gap:14px}.hero-actions .secondary{padding:13px 16px}.main-nav .button{font-size:10px;min-height:37px}.site-header{height:69px}}
@media print{.hero-art,.kit-art{display:none!important}.hero-grid{min-height:0}.hero-copy{width:100%}.hero h1{font-size:32pt}.article-layout{display:block}.article-body #account-basics,.article-body #sources{padding:16px;border:1px solid #aaa;background:#fff}.article-body .field-kit{display:block;padding:16px!important;background:#fff}.field-kit h3,.field-kit p{color:#000}.setup-document-list{grid-template-columns:1fr 1fr}.article-body .hx-sources{display:block}}