/* Original visual field notes. All selectors are scoped to these two figures. */
.ach-timing,.ach-directions{--ach-viz-orange:#ff9417;--ach-viz-ink:#111;--ach-viz-muted:#666;--ach-viz-line:#dedbd5;box-sizing:border-box;margin:38px 0 42px;font-family:var(--font,"DM Sans",sans-serif);text-align:left}
.ach-timing *,.ach-directions *{box-sizing:border-box}
.ach-timing .ach-viz-kicker,.ach-directions .ach-viz-kicker{display:flex;align-items:center;gap:10px;margin:0 0 20px;font-size:10px;font-weight:800;line-height:1.5;letter-spacing:.16em;text-transform:uppercase}
.ach-viz-kicker>span{display:block;width:7px;height:7px;flex:0 0 7px;background:var(--ach-viz-orange)}
.ach-timing{color:#fff;background:#111;border-top:3px solid var(--ach-viz-orange);padding:35px 32px 23px;overflow:hidden}
.ach-timing .ach-timing__head{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:0 28px;align-items:end}
.ach-timing .ach-viz-kicker{grid-column:1/-1;color:#c3c3c3}
.ach-timing .ach-timing__head h3,.ach-directions .ach-directions__head h3{margin:0;font-family:var(--heading,"Manrope",sans-serif);font-size:clamp(26px,3.15vw,38px);font-weight:800;line-height:1.12;letter-spacing:-.045em;text-wrap:balance;color:inherit}
.ach-timing__head h3 em,.ach-directions__head h3 em{font-style:normal}
.ach-timing__head h3 em{color:var(--ach-viz-orange)}
.ach-timing .ach-timing__head>p:last-child{margin:0;color:#b9b9b9;font-size:13px;line-height:1.65;max-width:31ch}
.ach-timing .ach-timing__clocks{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;list-style:none;margin:32px 0 0;padding:0;border-top:1px solid #3a3a3a;border-bottom:1px solid #3a3a3a}
.ach-timing .ach-timing__clock{position:relative;margin:0;padding:25px 20px 24px 0;list-style:none}
.ach-timing .ach-timing__clock:before{display:none}
.ach-timing .ach-timing__clock+li{padding-left:20px;border-left:1px solid #3a3a3a}
.ach-timing .ach-timing__clock:last-child{padding-right:0}
.ach-timing__instrument{display:flex;align-items:center;justify-content:space-between;gap:12px;margin:0 0 18px}
.ach-timing__instrument svg{display:block;flex:0 0 76px;width:76px;height:76px;overflow:visible}
.ach-clock-track{stroke:#3f3f3f;stroke-width:1.5}
.ach-clock-arc{stroke:var(--ach-viz-orange);stroke-width:3}
.ach-clock-ticks{stroke:#626262;stroke-width:1.3}
.ach-clock-hands{stroke:#fff;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.ach-clock-center{fill:var(--ach-viz-orange)}
.ach-timing__instrument>span{color:#757575;font-size:11px;font-weight:600;font-variant-numeric:tabular-nums;align-self:flex-start;margin-top:8px}
.ach-timing .ach-timing__level{color:var(--ach-viz-orange);font-size:9px;font-weight:800;letter-spacing:.15em;text-transform:uppercase;line-height:1.5;margin:0 0 7px}
.ach-timing .ach-timing__clock h4{color:#fff;font-family:var(--heading,"Manrope",sans-serif);font-size:19px;font-weight:750;line-height:1.2;letter-spacing:-.04em;margin:0 0 14px}
.ach-timing .ach-timing__question{color:#f2f2f2;font-size:13px;line-height:1.55;margin:0 0 10px;font-weight:550}
.ach-timing .ach-timing__detail{color:#b2b2b2;font-size:12px;line-height:1.6;margin:0}
.ach-timing__takeaway{display:grid;grid-template-columns:30px minmax(0,1fr);align-items:start;gap:12px;margin-top:24px}
.ach-timing__takeaway-mark{color:var(--ach-viz-orange);font-size:27px;line-height:1.1}
.ach-timing .ach-timing__takeaway p{margin:0;color:#bababa;font-size:12px;line-height:1.65}
.ach-timing__takeaway strong{display:block;margin-bottom:4px;color:#fff;font-size:14px;font-weight:700}
.ach-timing .ach-timing__sources{color:#959595;font-size:10px;line-height:1.6;margin:21px 0 0;padding-top:15px;border-top:1px solid #2f2f2f}
.ach-timing .ach-timing__sources a{color:#c8c8c8;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}
.ach-directions{color:var(--ach-viz-ink);padding:0;background:#fff}
.ach-directions .ach-directions__head{padding:0 0 24px}
.ach-directions .ach-viz-kicker{color:#5c5c5c}
.ach-directions__head h3 em{color:#777}
.ach-directions .ach-directions__head>p:last-child{color:#666;max-width:62ch;font-size:14px;line-height:1.65;margin:16px 0 0}
.ach-directions__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border:1px solid var(--ach-viz-line)}
.ach-direction{position:relative;min-width:0;padding:22px 21px 0}
.ach-direction--debit{border-left:1px solid var(--ach-viz-line);background:#f6f5f2}
.ach-direction__top{display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:space-between;padding-bottom:22px}
.ach-direction__type{color:#666;font-size:9px;line-height:1.4;letter-spacing:.1em;text-transform:uppercase;font-weight:750}
.ach-direction__origin{color:#555;font-size:9px;font-weight:600;line-height:1.5;padding:3px 6px;border:1px solid #d6d4cf;background:#fff}
.ach-directions .ach-direction h4{font-family:var(--heading,"Manrope",sans-serif);font-size:25px;line-height:1.1;letter-spacing:-.05em;font-weight:800;margin:0 0 12px;color:#111}
.ach-directions .ach-direction__example{font-size:13px;line-height:1.6;color:#666;margin:0;min-height:63px}
.ach-direction__diagram{min-height:134px;display:grid;grid-template-columns:51px minmax(64px,1fr) 59px;align-items:center;gap:10px}
.ach-direction__endpoint{display:flex;flex-direction:column;align-items:center;text-align:center;color:#222;gap:9px}
.ach-direction__endpoint svg{display:block;width:35px;height:35px;stroke:#111;stroke-width:1.3;stroke-linecap:square;stroke-linejoin:miter}
.ach-direction__endpoint>span{font-size:9px;font-weight:650;line-height:1.3;white-space:nowrap}
.ach-direction__routes{display:flex;flex-direction:column;gap:22px;padding-bottom:15px}
.ach-direction__route{position:relative;text-align:center}
.ach-direction__route>span{display:block;font-size:9px;line-height:1.2;font-weight:650;padding-bottom:8px;color:#666}
.ach-direction__route>i{display:block;position:relative;border-top:2px solid #111;height:1px}
.ach-direction__route>i:after{content:"";position:absolute;top:-4px;width:6px;height:6px;border-top:2px solid currentColor;border-right:2px solid currentColor;color:#111}
.ach-direction__route--forward>i:after{right:0;transform:rotate(45deg)}
.ach-direction__route--backward>i:after{left:0;transform:rotate(225deg)}
.ach-direction__route--money>i{border-color:#ce6800}
.ach-direction__route--money>i:after{color:#ce6800}
.ach-direction__route--instruction>i{border-top:1px dashed #777}
.ach-direction__route--instruction>i:after{top:-3px;width:5px;height:5px;border-width:1px;color:#777}
.ach-direction__ask{border-top:1px solid #dcdad6;padding:15px 0 18px}
.ach-direction__ask>span{display:block;color:#777;font-size:9px;line-height:1.3;font-weight:800;text-transform:uppercase;letter-spacing:.14em;margin:0 0 7px}
.ach-directions .ach-direction__ask p{font-size:12px;line-height:1.6;color:#444;margin:0}
.ach-directions .ach-directions__note{font-size:10px;line-height:1.6;color:#777;margin:11px 0 0}
.ach-directions .ach-directions__note a{color:#555;text-decoration:underline;text-underline-offset:3px}
@media(max-width:760px){
  .ach-timing{padding:27px 23px 22px}
  .ach-timing .ach-timing__head{grid-template-columns:1fr;gap:15px}
  .ach-timing .ach-timing__head>p:last-child{max-width:55ch}
  .ach-timing .ach-viz-kicker{margin-bottom:0}
  .ach-timing .ach-timing__clocks{margin-top:25px}
  .ach-timing .ach-timing__clock{padding-right:15px}
  .ach-timing .ach-timing__clock+li{padding-left:15px}
  .ach-timing__instrument svg{flex-basis:62px;width:62px;height:62px}
  .ach-timing .ach-timing__clock h4{font-size:17px}
  .ach-direction{padding-left:16px;padding-right:16px}
  .ach-direction__diagram{gap:8px;grid-template-columns:45px minmax(58px,1fr) 56px}
}
@media(max-width:540px){
  .ach-timing,.ach-directions{margin-top:29px;margin-bottom:33px}
  .ach-timing .ach-timing__clocks{display:block}
  .ach-timing .ach-timing__clock,.ach-timing .ach-timing__clock+li{display:grid;grid-template-columns:67px minmax(0,1fr);column-gap:19px;padding:24px 0;border-left:0}
  .ach-timing .ach-timing__clock+li{border-top:1px solid #383838}
  .ach-timing__instrument{grid-column:1;grid-row:1/5;flex-direction:column;justify-content:flex-start;gap:10px;margin:0}
  .ach-timing__instrument svg{width:67px;height:67px;flex-basis:67px}
  .ach-timing__instrument>span{align-self:center;margin:0}
  .ach-timing .ach-timing__level,.ach-timing .ach-timing__clock h4,.ach-timing .ach-timing__question,.ach-timing .ach-timing__detail{grid-column:2}
  .ach-timing .ach-timing__clock h4{font-size:20px;margin-bottom:10px}
  .ach-timing .ach-timing__question{font-size:13px;margin-bottom:8px}
  .ach-timing .ach-timing__detail{font-size:12px}
  .ach-timing__takeaway{grid-template-columns:24px minmax(0,1fr);gap:10px}
  .ach-directions__grid{grid-template-columns:1fr}
  .ach-direction{padding:23px 22px 0}
  .ach-direction--debit{border-left:0;border-top:1px solid var(--ach-viz-line)}
  .ach-directions .ach-direction__example{min-height:0}
  .ach-direction__diagram{grid-template-columns:55px minmax(90px,1fr) 62px;gap:18px;min-height:135px}
  .ach-direction__endpoint svg{width:39px;height:39px}
  .ach-direction__endpoint>span,.ach-direction__route>span{font-size:10px}
  .ach-directions .ach-directions__head>p:last-child{font-size:13px}
}
@media(prefers-reduced-motion:reduce){.ach-timing *,.ach-directions *{animation:none!important;transition:none!important}}
@media print{
  .ach-timing{background:#fff;color:#111;border:1px solid #777;border-top:3px solid #111;break-inside:avoid}
  .ach-timing .ach-timing__head h3,.ach-timing__head h3 em,.ach-timing .ach-viz-kicker,.ach-timing .ach-timing__level,.ach-timing .ach-timing__clock h4,.ach-timing .ach-timing__question,.ach-timing .ach-timing__detail,.ach-timing .ach-timing__head>p:last-child,.ach-timing .ach-timing__takeaway p,.ach-timing__takeaway strong,.ach-timing .ach-timing__sources,.ach-timing .ach-timing__sources a{color:#111}
  .ach-clock-hands{stroke:#111}.ach-clock-arc{stroke:#555}.ach-clock-center{fill:#111}
  .ach-directions{break-inside:avoid}
}
