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#payment-research .nr-edition{border:1px solid #f7921d52;border-radius:5px;padding:6px 8px;color:#ffaf50;background:#f7921d09;letter-spacing:1.25px}
#payment-research .nr-cover h1{font-family:"DM Sans",sans-serif;font-size:clamp(52px,5.7vw,74px);font-weight:650;letter-spacing:-3.8px;line-height:1.03;color:#fff;margin:27px 0 26px;max-width:none;text-align:left}
#payment-research .nr-cover h1>span{color:var(--nr-orange);background:linear-gradient(100deg,#ffb25a 0%,#f7921d 70%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
#payment-research .nr-subtitle{font-size:21px;font-weight:500;line-height:1.42;color:#edf0ef;letter-spacing:-.35px;margin:0 0 18px}
#payment-research .nr-intro{max-width:450px;font-size:15px;line-height:1.75;color:#a6b0b2;margin:0}
#payment-research .nr-actions{display:flex;flex-wrap:wrap;align-items:center;gap:22px;margin:29px 0 0}
#payment-research .nr-actions a{display:inline-flex;align-items:center;justify-content:center;gap:18px;text-decoration:none;font-size:13px;font-weight:650;line-height:1.4;transition:background .18s,color .18s,transform .18s;min-height:48px}
#payment-research .nr-actions .nr-primary{background:var(--nr-orange);color:#111710;border:1px solid #ffb25466;padding:14px 19px;border-radius:8px;box-shadow:inset 0 1px 0 #ffffff35,0 6px 22px #f7921d0b}
#payment-research .nr-primary>span{font-size:23px;line-height:16px;font-weight:400}
#payment-research .nr-actions .nr-primary:hover{background:#ffad49;transform:translateY(-2px)}
#payment-research .nr-actions .nr-secondary{color:#e4e8e7;padding:12px 0;border-bottom:1px solid #ffffff36;border-radius:0;gap:9px}
#payment-research .nr-actions .nr-secondary:hover{color:#ffb254;border-color:#ffb254}
#payment-research .nr-secondary svg{width:18px;height:18px;flex:none}
#payment-research .nr-included{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-top:18px;font-size:11px;line-height:1.5;color:#88999d}
#payment-research .nr-included i{height:3px;width:3px;border-radius:50%;background:#65757b}
#payment-research .nr-art{position:relative;isolation:isolate;width:100%;max-width:415px;justify-self:center;padding:6px 0 34px;perspective:1000px}
#payment-research .nr-orbit{position:absolute;z-index:-2;width:530px;height:530px;left:50%;top:48%;transform:translate(-50%,-50%);border-radius:50%;border:1px solid #ffffff06;background:radial-gradient(circle,#f7921d12,transparent 65%)}
#payment-research .nr-orbit::before{content:"";position:absolute;inset:34px;border:1px solid #ffffff05;border-radius:50%}
#payment-research .nr-orbit::after{content:"";position:absolute;right:45px;top:105px;width:5px;height:5px;border-radius:50%;background:var(--nr-orange);box-shadow:0 0 18px #f7921d90}
#payment-research .nr-sheet{position:absolute;inset:11px 6px 43px;border:1px solid #e9b07025;border-radius:18px;transform-origin:center bottom;background:linear-gradient(135deg,#262822,#111916);z-index:-1}
#payment-research .nr-sheet-back{transform:translate(18px,-9px) rotate(6deg);opacity:.65}
#payment-research .nr-sheet-middle{transform:translate(9px,-3px) rotate(3deg);background:linear-gradient(135deg,#33332b,#101615)}
#payment-research .nr-report{position:relative;transform:rotate(-2deg);border-radius:17px;border:1px solid #c9d1c72b;overflow:hidden;padding:25px 28px 14px;background:linear-gradient(142deg,#272d29 0%,#181e1c 42%,#111818 100%);box-shadow:inset 0 1px 0 #ffffff14,0 24px 60px #00000055}
#payment-research .nr-report::before{content:"";position:absolute;width:280px;height:280px;right:-180px;top:20px;background:#f7921d0a;border-radius:50%;filter:blur(30px);pointer-events:none}
#payment-research .nr-report-head{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #ffffff12;padding-bottom:17px;font-size:12px;font-weight:650;letter-spacing:.1px}
#payment-research .nr-report-head>span:first-child{display:flex;gap:7px;align-items:center}
#payment-research .nr-report-head img{display:block;height:22px;width:22px;margin-right:3px}
#payment-research .nr-report-head b{font-size:8px;letter-spacing:1.2px;font-weight:400;color:#9ba7a2;margin-left:3px}
#payment-research .nr-report-year{font:10px/1.5 ui-monospace,monospace;color:#a0aca5}
#payment-research .nr-report-main{position:relative;padding:23px 0 24px}
#payment-research .nr-report-label{font-size:8px;letter-spacing:2px;color:#a5b0aa;font-weight:600}
#payment-research .nr-report-number{display:block;font-size:122px;line-height:1;letter-spacing:-8px;font-weight:500;margin:8px 0 8px;color:#f3f0e8;font-variant-numeric:tabular-nums}
#payment-research .nr-report-number>span{position:absolute;right:7px;top:71px;color:var(--nr-orange);font-size:67px;font-weight:300;line-height:1;letter-spacing:0}
#payment-research .nr-report-main p{font-size:20px;line-height:1.22;letter-spacing:-.3px;color:#d6dcd7;margin:0}
#payment-research .nr-report-mix{display:flex;gap:4px;height:4px;margin-bottom:16px}
#payment-research .nr-report-mix>span:nth-child(1){flex:22;background:#f7921d;border-radius:2px 0 0 2px}
#payment-research .nr-report-mix>span:nth-child(2){flex:8;background:#e9caa3}
#payment-research .nr-report-mix>span:nth-child(3){flex:5;background:#768c7d;border-radius:0 2px 2px 0}
#payment-research .nr-report-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:0;padding:0 0 20px}
#payment-research .nr-report-stats>div{display:flex;flex-direction:column-reverse;gap:5px}
#payment-research .nr-report-stats dt{font-size:10px;line-height:1.5;color:#a9b5ae}
#payment-research .nr-report-stats dd{font-size:22px;line-height:1.1;font-weight:500;letter-spacing:-.6px;color:#f2f4ed;margin:0}
#payment-research .nr-report-foot{display:flex;align-items:center;justify-content:space-between;gap:5px;border-top:1px solid #ffffff12;padding-top:12px;font-size:7px;letter-spacing:1.2px;color:#a9b5ae}
#payment-research .nr-report-foot>span:last-child{font-size:19px;color:#f7921d;line-height:1}
#payment-research .nr-art-caption{display:flex;align-items:center;justify-content:center;gap:8px;position:absolute;left:0;right:0;bottom:0;font-size:9px;letter-spacing:.1px;color:#87968f}
#payment-research .nr-art-caption>span{width:4px;height:4px;border-radius:50%;background:#f7921d}
#payment-research .nr-provenance{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:76px;padding:20px 0;border-top:1px solid #ffffff13;color:#899b9d;font-size:11px;line-height:1.5}
#payment-research .nr-byline{display:flex;align-items:center;gap:11px}
#payment-research .nr-byline strong{color:#d5dcda;font-weight:500}
#payment-research .nr-byline-icon{display:grid;place-items:center;width:30px;height:30px;background:#ffffff07;border:1px solid #ffffff15;border-radius:50%;font-size:12px;font-weight:600;color:#f7921d}
#payment-research .nr-dates{display:flex;gap:28px}
#payment-research .nr-dates time{color:#c5cfcc;margin-left:5px;white-space:nowrap}
@media(min-width:1600px){#payment-research .nr-cover-inner{max-width:1380px}#payment-research .nr-cover-grid{gap:110px;padding-top:88px;padding-bottom:78px}#payment-research .nr-cover h1{font-size:84px}#payment-research .nr-art{max-width:445px}}
@media(max-width:1000px){#payment-research .nr-cover-inner{padding:0 32px}#payment-research .nr-cover-grid{gap:40px;padding:58px 0 52px}#payment-research .nr-cover h1{font-size:58px;letter-spacing:-3px}#payment-research .nr-actions{gap:12px}#payment-research .nr-actions a{font-size:12px}#payment-research .nr-subtitle{font-size:18px}#payment-research .nr-intro{font-size:14px}#payment-research .nr-report{padding:23px 23px 14px}#payment-research .nr-report-number{font-size:105px}#payment-research .nr-dates{gap:13px;font-size:10px}}
@media(max-width:760px){#payment-research .nr-cover-inner{padding:0 24px}#payment-research .nr-cover-grid{grid-template-columns:1fr;gap:40px;padding:39px 0 34px}#payment-research .nr-cover h1{font-size:clamp(48px,10vw,70px);letter-spacing:-2.7px;margin:23px 0}#payment-research .nr-subtitle{font-size:19px;max-width:420px}#payment-research .nr-intro{font-size:14px;max-width:460px}#payment-research .nr-actions{gap:12px;margin-top:25px}#payment-research .nr-actions a{font-size:12px}#payment-research .nr-actions .nr-primary{padding:13px 13px;gap:8px}#payment-research .nr-included{font-size:10px;margin-top:16px}#payment-research .nr-art{max-width:340px;width:calc(100% - 24px);padding-bottom:29px}#payment-research .nr-report{padding:22px 24px 14px}#payment-research .nr-report-main{padding:20px 0 20px}#payment-research .nr-report-number{font-size:105px}#payment-research .nr-report-main p{font-size:18px}#payment-research .nr-report-number>span{font-size:52px;top:66px}#payment-research .nr-report-stats{padding-bottom:17px}#payment-research .nr-orbit{width:410px;height:410px}#payment-research .nr-provenance{flex-direction:column;align-items:flex-start;gap:15px;padding:21px 0 24px}#payment-research .nr-dates{gap:17px;flex-wrap:wrap;font-size:10px}#payment-research .nr-dates time{display:block;margin:2px 0 0}#payment-research .nr-byline{font-size:11px}}
@media(max-width:380px){#payment-research .nr-cover-inner{padding:0 20px}#payment-research .nr-kicker{gap:10px;font-size:9px;letter-spacing:1.5px}#payment-research .nr-actions{gap:13px}#payment-research .nr-actions a{font-size:11px}#payment-research .nr-cover h1{font-size:46px}#payment-research .nr-report-head b{display:none}}
@media(prefers-reduced-motion:reduce){#payment-research .nr-actions a{transition:none}#payment-research .nr-actions .nr-primary:hover{transform:none}}
@media print{#payment-research .nr-cover{background:#fff;color:#111}#payment-research .nr-cover::before,#payment-research .nr-art,#payment-research .nr-actions,#payment-research .nr-included{display:none}#payment-research .nr-cover-grid{display:block;padding:20px 0}#payment-research .nr-cover h1{font-size:38px;color:#111}#payment-research .nr-cover h1>span{-webkit-text-fill-color:#111}#payment-research .nr-cover p,#payment-research .nr-provenance,#payment-research .nr-kicker,#payment-research .nr-dates time,#payment-research .nr-byline strong{color:#333}#payment-research .nr-provenance{border-top:1px solid #ddd}}

#payment-research #payment-market,#payment-research #downloads{scroll-margin-top:110px}