:root{--orange:#f7921d;--gold:var(--orange);--orange-dark:#a74e00;--ink:#101418;--muted:#697078;--line:#e5e7e9;--pale:#f5f6f7;--dark:#080a0c;--wrap:1200px;--radius:20px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:#fff;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,summary{touch-action:manipulation}a:hover{color:var(--orange-dark)}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid var(--orange);outline-offset:5px}img{display:block;max-width:100%}svg{width:24px;height:24px;flex-shrink:0}h1,h2,h3,h4{font-family:'DM Sans',Arial,sans-serif;font-weight:600;line-height:1.14;letter-spacing:-1.6px;margin:0}h1{font-size:60px;letter-spacing:-2.7px}h2{font-size:43px;letter-spacing:-1.8px}h3{font-size:24px;letter-spacing:-.7px}p{color:var(--muted);margin:20px 0 0;line-height:1.75}em{font-style:normal;color:var(--orange-dark)}.wrap{max-width:var(--wrap);padding:0 32px;margin:auto}.header{height:90px;background:var(--dark);color:white;position:sticky;top:0;z-index:50;border-bottom:1px solid #ffffff10}.nav{display:flex;align-items:center;justify-content:space-between;height:100%;gap:30px}.brand{display:flex;align-items:center;gap:8px;flex-shrink:0;width:164px}.brand-mark{width:34px;height:34px}.nav nav{display:flex;gap:29px;align-items:center}.nav nav>a{font-size:14px;color:#c5c7c9;transition:color .15s}.nav nav>a:hover,.nav nav>a[aria-current]{color:var(--orange)}.nav nav .mobile-apply{display:none}.button{display:inline-flex;align-items:center;justify-content:center;gap:26px;min-height:53px;padding:15px 25px;border-radius:100px;background:var(--orange);border:1px solid var(--orange);font-size:15px;font-weight:650;color:#15120e;line-height:1.4;transition:background .2s,transform .2s}.button:hover{background:#ffa435;border-color:#ffa435;color:#15120e;transform:translateY(-2px)}.button>span{font-size:20px;line-height:1}.nav-cta{min-height:44px;padding:12px 23px;font-size:14px;gap:28px}.button.ghost{background:#ffffff06;border-color:#ffffff32;color:white}.button.ghost:hover{background:#ffffff0c;border-color:#888}.button.secondary{background:white;border-color:#ccd0d3;color:var(--ink)}.menu-toggle{display:none;width:44px;height:44px;align-items:center;justify-content:center;flex-direction:column;gap:6px;border:1px solid #3e4145;border-radius:50%;background:transparent}.menu-toggle span{height:1px;width:18px;background:white}.hero{isolation:isolate;position:relative;text-align:center;padding-top:66px;color:white;background:var(--dark);border-radius:0 0 40px 40px;min-height:810px;margin-bottom:118px}.hero-glow{position:absolute;inset:0;z-index:-1;overflow:hidden;border-radius:inherit;background:radial-gradient(ellipse at 0% 98%,#ffb23bee 0, #f7921d80 14%,transparent 43%),radial-gradient(ellipse at 95% 110%,#f7921d70 0,transparent 40%),linear-gradient(120deg,#100e0b00,#080a0c)}.hero-copy{position:relative;z-index:2}.hero-badge{display:inline-flex;align-items:center;gap:9px;padding:8px 13px;border:1px solid #ffffff25;border-radius:30px;background:#ffffff05;color:#c1c1bd;font-size:10px;letter-spacing:1.3px;font-weight:550;margin-bottom:22px}.hero h1{font-size:clamp(40px,4.7vw,64px);font-weight:600;letter-spacing:-2.4px;line-height:1.1}.hero h1 em{color:var(--orange)}.hero-copy>p{color:#aeb0b3;font-size:17px;line-height:1.7;max-width:630px;margin:23px auto 0}.hero-actions{display:flex;justify-content:center;gap:14px;margin-top:30px}.hero-reassurance{display:flex;gap:26px;justify-content:center;color:#b3b5b7;font-size:12px;margin-top:23px}.hero-figure{max-width:810px;margin:37px auto -125px;position:relative;z-index:2;padding:0 20px;transform:translateY(0)}.hero-figure img{width:100%;height:auto;filter:drop-shadow(0 16px 16px #0001)}.hero-figure figcaption{font-size:10px;color:#7c8185;letter-spacing:.2px;line-height:1.4;padding-top:9px}.intro-strip{text-align:center;padding-top:30px;padding-bottom:75px}.intro-strip>span,.eyebrow{font-size:11px;letter-spacing:1.6px;font-weight:650;color:var(--orange-dark)}.eyebrow{display:block;margin-bottom:19px}.intro-strip h2{margin-top:19px;font-size:37px;line-height:1.22}.intro-strip h2>span{color:#92979c}.intro-strip>p{max-width:590px;margin:19px auto 0;font-size:16px}.channel-row{display:flex;justify-content:center;gap:0;margin-top:36px;flex-wrap:wrap}.channel-row>span{padding:0 30px;font-size:13px;font-weight:550;color:#6b7075;border-right:1px solid #d7dadd}.channel-row>span:last-child{border:0}.section{padding-block:92px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:70px;margin-bottom:42px}.section-heading>p{max-width:330px;font-size:16px;margin:0}.muted{color:#969ba0}.text-link,.inline-link{font-size:14px;font-weight:600;display:inline-flex;align-items:center;gap:14px}.inline-link{color:var(--orange-dark);margin-top:22px}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.feature-grid>article{padding:32px;border:1px solid var(--line);border-radius:18px;background:white}.feature-grid p{font-size:16px}.feature-grid article>a{display:inline-block;font-size:14px;color:var(--orange-dark);margin-top:23px;font-weight:600}.icon-box{margin-bottom:28px;color:var(--orange-dark)}.icon-box svg{width:31px;height:31px}.cta-section{background:var(--dark);color:white;border-radius:24px;padding:55px;display:flex;align-items:center;justify-content:space-between;gap:45px;margin:40px auto 85px;max-width:1136px;position:relative;overflow:hidden;background-image:radial-gradient(ellipse at 100% 100%,#89470770,transparent 60%)}.cta-section .eyebrow,.cta-section em{color:var(--orange)}.cta-section p{color:#a5a7aa;max-width:520px;font-size:16px}.cta-section .button{flex-shrink:0}footer{background:#080a0c;color:white;padding-top:65px}.footer-top{display:grid;grid-template-columns:1.05fr 1fr .8fr 1.3fr;gap:40px;padding-bottom:55px}.footer-top h3{font-size:14px;letter-spacing:0;margin-bottom:21px;font-weight:550}.footer-top>div>a:not(.brand){display:block;color:#9fa4aa;font-size:13px;margin:11px 0}.footer-top>div>a:hover{color:var(--orange)}.footer-top p{font-size:13px;color:#858c93;line-height:1.8}.footer-brand p{font-size:16px}.footer-bottom{display:flex;justify-content:space-between;gap:25px;border-top:1px solid #ffffff17;padding-top:25px;padding-bottom:15px;font-size:12px;color:#8f969c}.footer-bottom>div{display:flex;gap:25px}.footer-disclosure{font-size:11px;color:#737a81;padding-bottom:28px;line-height:1.6}.skip{position:fixed;top:-80px;left:20px;background:var(--orange);color:#111;padding:10px 20px;z-index:100}.skip:focus{top:10px}.breadcrumb{display:flex;gap:12px;flex-wrap:wrap;color:#828991;font-size:12px;padding-top:29px}.subhero{padding-top:56px;padding-bottom:66px}.subhero h1{max-width:960px;font-size:58px;letter-spacing:-2.4px}.subhero p{max-width:700px;font-size:18px;margin-top:23px}.subhero .button{margin-top:27px}.split-section{display:grid;grid-template-columns:1fr 1fr;gap:90px;border-top:1px solid var(--line)}.detail-list article{padding-bottom:26px;margin-bottom:26px;border-bottom:1px solid var(--line)}.detail-list article:last-child{border:0;margin:0;padding:0}.detail-list p{font-size:16px;margin-top:14px}.industry-rows{border-top:1px solid var(--line)}.industry-rows>a{display:grid;grid-template-columns:45px 1.1fr 1fr 38px;gap:20px;align-items:center;padding:29px 0;border-bottom:1px solid var(--line)}.industry-rows>a:hover{color:var(--ink);background:#fafafa}.industry-icon{color:var(--orange-dark)}.industry-rows h3{font-size:23px}.industry-rows p{font-size:14px;margin:0;max-width:300px}.round-arrow{border:1px solid #d8dadd;border-radius:50%;display:grid;place-items:center;width:36px;height:36px}.tag-list{display:flex;flex-wrap:wrap;gap:13px}.tag-list span{border:1px solid var(--line);border-radius:10px;padding:16px 21px;font-size:15px}.fineprint{font-size:13px}.notice{display:flex;gap:18px;align-items:start;padding:25px 30px;background:#fff7ed;border:1px solid #f4dabb;border-radius:14px}.notice>svg{color:var(--orange-dark);margin-top:4px}.notice p{margin:0;font-size:14px;color:#71583e}.solution-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;padding-bottom:80px}.solution-card{border-radius:22px;padding:42px;background:#f6f7f8;border:1px solid var(--line)}.solution-card h2{font-size:38px}.solution-card:hover{color:var(--ink);border-color:var(--orange)}.gold-card{background:#fff7ed;border-color:#f8dfbf}.process-section{background:#f6f7f8;padding:75px 0;border-block:1px solid var(--line)}.process-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:90px}.process-grid>div>p{max-width:360px}.process-grid>div>.button{margin-top:24px}.steps{list-style:none;padding:0;margin:0}.steps li{display:flex;gap:22px;padding:24px 0;border-bottom:1px solid #dce0e3}.steps li:first-child{padding-top:0}.steps li:last-child{border:0;padding-bottom:0}.steps li>span{color:var(--orange-dark);font-size:13px;padding-top:5px}.steps h3{font-size:22px}.steps p{font-size:16px;margin-top:12px}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:23px}.resource-card{border:1px solid var(--line);border-radius:18px;background:white;padding:29px;display:flex;flex-direction:column;min-height:335px}.resource-card:hover{color:var(--ink);border-color:#d1ad81;box-shadow:0 8px 25px #18212c07}.resource-top{font-size:10px;letter-spacing:1.3px;color:var(--orange-dark);display:flex;justify-content:space-between;gap:14px;margin-bottom:33px}.resource-card h3{font-size:23px;line-height:1.35}.resource-card p{font-size:15px;margin-top:15px}.resource-meta{margin-top:auto;padding-top:30px;display:flex;justify-content:space-between;gap:10px;font-size:10px;color:#879099;letter-spacing:.4px}.faq-section{display:grid;grid-template-columns:.9fr 1.2fr;gap:85px}.faq details{border-bottom:1px solid var(--line);padding:23px 0}.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:16px;font-weight:550}.faq summary::-webkit-details-marker{display:none}.faq summary span{color:var(--orange-dark);font-size:23px;line-height:1}.faq details[open] summary span{transform:rotate(45deg)}.faq p{font-size:16px}.article-header{padding-top:55px;padding-bottom:44px;border-bottom:1px solid var(--line)}.article-header h1{font-size:55px;line-height:1.12;max-width:950px}.article-header>p{font-size:19px;max-width:790px}.article-byline{display:flex;gap:24px;flex-wrap:wrap;font-size:12px;color:#7b828a;margin-top:28px}.article-byline span:first-child{color:var(--orange-dark);font-weight:600}.article-layout{display:grid;grid-template-columns:225px minmax(0,760px);gap:75px;padding-top:50px}.article-toc{position:sticky;top:120px;align-self:start}.article-toc>span{font-size:11px;letter-spacing:1.4px;color:var(--orange-dark);display:block;margin-bottom:17px}.article-toc>a{display:block;font-size:13px;color:#747c84;line-height:1.55;padding:9px 0}.article-toc a:hover{color:var(--orange-dark)}.article-toc .toc-back{padding-top:20px;margin-top:20px;border-top:1px solid var(--line);color:var(--ink)}.article-content>section{margin-bottom:42px;scroll-margin-top:120px}.article-content h2{font-size:29px;line-height:1.25;letter-spacing:-.8px}.article-content p,.article-content li{font-size:17px;line-height:1.9;color:#606a73}.article-content ul{padding-left:23px}.article-content li{padding-bottom:8px}.article-content a:not(.button){color:var(--orange-dark);text-decoration:underline;text-underline-offset:4px}.sources{border-top:1px solid var(--line);padding-top:34px}.sources p,.sources li{font-size:14px!important}.table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:12px;margin-top:25px}table{border-collapse:collapse;width:100%;min-width:530px;font-size:14px;line-height:1.7}th,td{text-align:left;vertical-align:top;padding:18px;border-bottom:1px solid var(--line)}th{background:#f5f6f7;font-weight:600}td{color:#64707a}tr:last-child td{border-bottom:0}.example-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;padding:25px 0;margin-top:24px;border-block:1px solid #efddc7}.example-metrics span{font-size:10px;letter-spacing:1px;display:block;color:#70777e}.example-metrics strong{font-size:28px;line-height:1.8;color:var(--orange-dark);font-weight:600}.article-cta{background:#fff6eb;border:1px solid #f2ddc0;border-radius:17px;padding:33px}.article-cta p{font-size:16px}.article-cta .button{margin-top:22px}.quote-panel{background:#0e1013;padding:47px;border-radius:22px;color:white}.quote-panel>span{display:block;font-size:11px;letter-spacing:1.5px;color:var(--orange);margin-bottom:35px}.quote-panel h2{font-size:43px;line-height:1.35}.quote-panel em{color:var(--orange)}.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:80px;padding-bottom:90px}.contact-info>h2{font-size:30px;margin-bottom:28px}.contact-info>a,.contact-info>div{display:block;margin-top:28px;font-size:20px}.contact-info span{display:block;font-size:11px;letter-spacing:1.4px;color:var(--orange-dark);margin-bottom:9px}.contact-info p{font-size:16px;margin:0}.contact-apply{margin-top:35px!important;padding-top:30px;border-top:1px solid var(--line)}.contact-apply p{margin-top:17px}.contact-apply .button{margin-top:22px}.contact-form{border:1px solid var(--line);border-radius:22px;padding:30px;background:#fafafa}.contact-form>p{font-size:14px;margin-top:15px;margin-bottom:20px}.contact-form iframe{width:100%;border:0;background:white}.contact-form .fineprint a{color:var(--orange-dark)}.policy{max-width:820px;padding-bottom:70px}.notfound{padding-bottom:90px;display:flex;gap:20px}.featured-resource{display:grid;grid-template-columns:1fr 1fr;gap:45px;background:#fff5e8;padding:45px;border-radius:22px}.featured-resource:hover{color:var(--ink)}.featured-resource h2{font-size:43px}.checklist-visual{background:white;padding:29px;border:1px solid #eee1d2;border-radius:16px;box-shadow:0 14px 35px #59340c0a;align-self:center}.checklist-visual>span{font-size:11px;letter-spacing:1px;color:var(--orange-dark)}.checklist-visual>div{display:flex;gap:17px;align-items:center;border-bottom:1px solid var(--line);padding:19px 0;font-size:15px}.checklist-visual b{font-size:12px;color:#a5aab0;font-weight:400}.checklist-visual svg{margin-left:auto;color:var(--orange-dark);width:17px}.checklist-visual small{display:block;font-size:10px;letter-spacing:1px;color:#a2a8ad;margin-top:20px}.editorial-note{text-align:center;max-width:800px;padding-bottom:60px}.editorial-note a{display:inline-block;color:var(--orange-dark);margin-top:20px;font-size:14px}
@media(min-width:1450px){:root{--wrap:1260px}.hero{padding-top:80px;min-height:850px}.hero h1{font-size:69px}.hero-figure{max-width:860px}}@media(max-width:1000px){.nav nav{gap:20px}.hero{min-height:740px}.hero-figure{max-width:720px}.section-heading{gap:35px}.resource-card{padding:24px}.split-section,.process-grid{gap:50px}.article-layout{grid-template-columns:190px minmax(0,1fr);gap:40px}.cta-section{margin-inline:32px}.contact-grid{gap:45px}.footer-top{gap:27px}.channel-row>span{padding-inline:20px}}@media(max-width:800px){.wrap{padding-inline:24px}.header{height:76px}.brand{width:150px}.nav{gap:18px}.nav-cta{display:none}.menu-toggle{display:flex}.nav nav{display:none;position:absolute;top:76px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:#0d0f11;padding:15px 24px 24px;border-top:1px solid #ffffff15;border-bottom:1px solid #ffffff25}.nav nav.open{display:flex}.nav nav>a{padding:13px 0;font-size:16px}.nav nav .mobile-apply{display:block;color:var(--orange)}.hero{min-height:0;padding-top:45px;margin-bottom:85px;border-radius:0 0 28px 28px;padding-bottom:1px}.hero h1{font-size:clamp(36px,6.9vw,53px);letter-spacing:-1.6px}.hero-copy>p{font-size:16px;max-width:560px}.hero-badge{font-size:9px;letter-spacing:.9px;margin-bottom:21px}.hero-actions{gap:12px;margin-top:27px}.hero-actions .button{font-size:13px;padding:13px 18px;gap:15px;min-height:49px}.hero-reassurance{font-size:11px;gap:16px;flex-wrap:wrap;margin-top:20px}.hero-figure{width:100%;max-width:660px;margin:35px auto -75px;padding:0 10px}.hero-figure figcaption{font-size:9px;padding-top:10px;padding-inline:20px}.intro-strip{padding-top:30px;padding-bottom:55px}.intro-strip h2{font-size:29px}.intro-strip>span{font-size:10px}.channel-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:26px}.channel-row>span{font-size:12px;padding:0 8px;border:0}.section{padding-block:65px}h2{font-size:34px;letter-spacing:-1.2px}.section-heading{display:block;margin-bottom:30px}.section-heading>p{margin-top:20px;max-width:100%}.section-heading>.text-link{margin-top:20px}.feature-grid,.resource-grid,.solution-grid{grid-template-columns:1fr}.feature-grid article{padding:28px}.resource-card{min-height:280px;padding:27px}.resource-card h3{font-size:24px}.resource-top{margin-bottom:26px}.cta-section{margin:20px 24px 60px;padding:32px;display:block;border-radius:22px}.cta-section .button{margin-top:25px}.cta-section h2{font-size:32px}.footer-top{grid-template-columns:1fr 1fr;gap:35px}.footer-bottom{flex-direction:column;gap:15px}.footer-disclosure{font-size:11px}.subhero{padding-top:40px;padding-bottom:45px}.subhero h1{font-size:clamp(36px,7vw,51px);letter-spacing:-1.5px}.subhero p{font-size:17px}.split-section,.process-grid,.faq-section,.contact-grid{grid-template-columns:1fr;gap:38px}.industry-rows>a{grid-template-columns:30px 1fr 33px;gap:14px;padding-block:25px}.industry-rows h3{font-size:20px}.industry-rows p{grid-column:2;grid-row:2;max-width:100%}.industry-icon{grid-column:1;grid-row:1/3}.industry-rows .round-arrow{grid-column:3;grid-row:1/3;width:32px;height:32px}.solution-card{padding:30px}.solution-card h2{font-size:33px}.notice{padding:22px;gap:15px}.process-section{padding-block:55px}.article-header{padding-top:40px;padding-bottom:35px}.article-header h1{font-size:38px;letter-spacing:-1.5px}.article-header>p{font-size:17px}.article-layout{display:block;padding-top:30px}.article-toc{position:static;border-bottom:1px solid var(--line);padding-bottom:25px;margin-bottom:34px}.article-toc .toc-back{display:none}.article-content p,.article-content li{font-size:16px}.article-content h2{font-size:27px}.example-metrics{grid-template-columns:1fr;gap:16px}.quote-panel{padding:32px}.contact-grid{padding-bottom:65px}.contact-info>a{font-size:18px;overflow-wrap:anywhere}.contact-form{padding:20px}.featured-resource{grid-template-columns:1fr;padding:28px;gap:30px}.featured-resource h2{font-size:35px}.notfound{flex-wrap:wrap}.fineprint{font-size:12px}}
@media(max-width:420px){.hero-actions{flex-direction:column;align-items:center}.hero-actions .button{width:240px}.hero-badge{font-size:8px;letter-spacing:.8px}.hero-reassurance{gap:10px;font-size:10px}.hero h1{font-size:36px}.hero-figure{margin-top:29px}.footer-top{grid-template-columns:1fr 1fr;gap:30px 20px}.footer-top>div:last-child{grid-column:1/-1}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* The original Numus visual language: warm light, generous white space. */
.overview-section{display:grid;grid-template-columns:.9fr 1fr;gap:110px;align-items:center;padding-top:20px;padding-bottom:95px}.phone-figure{margin:0;max-width:435px}.phone-figure img{width:100%;height:auto}.phone-figure figcaption{text-align:center;font-size:10px;color:#858b91;margin-top:10px}.overview-copy>p{font-size:16px;max-width:490px}.benefit-list{margin-top:32px}.benefit-list details{border-bottom:1px solid var(--line);padding:19px 0}.benefit-list summary{cursor:pointer;list-style:none;display:flex;align-items:center;gap:10px;font-weight:550;font-size:16px;line-height:1.5}.benefit-list summary::-webkit-details-marker{display:none}.benefit-list summary>span{font-size:12px;color:#9ba0a5}.benefit-list summary>b{display:grid;place-items:center;width:26px;height:26px;background:#ffebd3;color:var(--orange-dark);border-radius:50%;margin-left:auto;flex-shrink:0;font-size:17px;font-weight:400}.benefit-list details[open] summary>b{transform:rotate(45deg)}.benefit-list p{font-size:14px;padding-left:29px;margin-top:12px;line-height:1.75}.orange-band{background:var(--orange);padding:52px 0;color:#17140d}.orange-band>.wrap{display:grid;grid-template-columns:1.2fr 1fr auto;gap:36px;align-items:center}.orange-band h2{font-size:34px;letter-spacing:-1.2px}.orange-band .eyebrow{color:#684011;margin-bottom:15px}.orange-band p{color:#684011;font-size:14px;margin:0}.dark-button{background:#141312;color:white;border-color:#141312}.dark-button:hover{background:#2a251e;color:white;border-color:#2a251e}.industry-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.industry-tile{border:1px solid var(--line);border-radius:18px;padding:27px 25px;background:#fff;display:flex;flex-direction:column;transition:background .2s,transform .2s}.industry-tile:hover{background:#fff8f0;color:var(--ink);transform:translateY(-4px)}.tile-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:34px;color:#b2b7bc;font-size:11px}.tile-icon{background:#fff3e3;border-radius:12px;display:grid;place-items:center;width:44px;height:44px;color:var(--orange-dark)}.tile-icon svg{width:23px;height:23px}.industry-tile h3{font-size:23px;line-height:1.3;max-width:210px}.industry-tile p{font-size:14px;line-height:1.75;margin-top:17px}.tile-link{display:flex;justify-content:space-between;gap:10px;padding-top:27px;margin-top:auto;font-size:12px;font-weight:600}.tile-link b{font-size:18px;font-weight:400}.process-band{background:#0a0c0e;color:white;padding:76px 0;background-image:radial-gradient(ellipse at 100% 100%,#ad590b29,transparent 60%)}.process-band .eyebrow{color:var(--orange)}.process-band .text-link{color:#d5d7d9}.process-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:45px;list-style:none;padding:0;margin:55px 0 0}.process-cards>li{border-top:1px solid #ffffff23;padding-top:25px}.process-cards>li>span{color:var(--orange);font-size:10px;letter-spacing:1.4px}.process-cards h3{font-size:25px;line-height:1.3;max-width:270px;margin-top:22px}.process-cards p{font-size:15px;color:#939aa2;margin-top:15px}.home-resources .resource-card{background:#fafbfc}.home-resources+.faq-section{border-top:1px solid var(--line);padding-top:75px}.resource-library{grid-template-columns:1fr 1fr}.resource-library .resource-card{min-height:310px}.resource-library .resource-card:first-child{background:#fff9f1}.resource-library .resource-card:nth-child(4){background:#f6f7f8}
@media(max-width:1100px){.overview-section{gap:65px}.industry-cards{grid-template-columns:1fr 1fr}.orange-band>.wrap{grid-template-columns:1fr 1fr}.orange-band .button{justify-self:start}.orange-band h2{font-size:32px}.process-cards{gap:30px}}
@media(max-width:800px){.overview-section{grid-template-columns:1fr;gap:42px;padding-top:5px;padding-bottom:65px}.phone-figure{max-width:350px;justify-self:center}.overview-copy>p{max-width:none}.overview-copy h2{font-size:33px}.orange-band{padding:43px 0}.orange-band>.wrap{grid-template-columns:1fr;gap:23px}.orange-band p{font-size:15px}.industry-cards{gap:15px}.industry-tile{padding:23px}.industry-tile h3{font-size:21px}.process-band{padding:58px 0}.process-cards{grid-template-columns:1fr;gap:25px;margin-top:30px}.process-cards h3{max-width:none;font-size:23px;margin-top:15px}.process-cards p{margin-top:12px}.resource-library{grid-template-columns:1fr}.home-resources+.faq-section{padding-top:60px}.overview-copy .inline-link{margin-top:25px}}
@media(max-width:480px){.industry-cards{grid-template-columns:1fr}.industry-tile{padding:26px}.industry-tile h3{max-width:none}.tile-top{margin-bottom:25px}.industry-tile p{max-width:300px}.phone-figure{max-width:320px}}
.hero{padding-bottom:1px}@media(max-width:800px){.brand{width:164px}}
/* NMS.io: the next chapter of the original Numus identity. */
.brand.brand-nms{width:auto;gap:8px}.brand-domain{font-size:15px;letter-spacing:-.6px;font-weight:650;padding-left:13px;margin-left:5px;border-left:1px solid #ffffff30;white-space:nowrap}.brand-domain>span{color:var(--orange)}.nms-hero{color:white;background:#080a0c;position:relative;overflow:hidden;border-radius:0 0 32px 32px;background-image:radial-gradient(ellipse at 87% 82%,#9a4e0d65,transparent 45%),radial-gradient(ellipse at 105% 0%,#f7921d1c,transparent 45%)}.nms-hero-grid{display:grid;grid-template-columns:1.02fr 1fr;gap:46px;align-items:center;padding-top:86px;padding-bottom:74px}.nms-overline{display:flex;align-items:center;gap:14px;color:#b8bdc1;font-size:12px;letter-spacing:1.2px;margin-bottom:25px}.nms-overline>span{border:1px solid #f7921d60;padding:6px 10px;border-radius:7px;color:var(--orange);font-weight:600;white-space:nowrap}.nms-hero h1{font-size:clamp(43px,4.1vw,59px);line-height:1.12;letter-spacing:-2.5px;max-width:660px}.nms-hero h1 em{color:var(--orange)}.nms-hero-copy>p{font-size:17px;line-height:1.85;max-width:550px;color:#acb1b7;margin-top:25px}.nms-hero .hero-actions{justify-content:flex-start;align-items:center;gap:23px;flex-wrap:wrap;margin-top:30px}.nms-secondary{font-size:14px;color:white;display:inline-flex;gap:13px;align-items:center}.nms-secondary:hover{color:var(--orange)}.nms-hero-foot{display:flex;gap:19px;flex-wrap:wrap;font-size:12px;color:#858c93;margin-top:29px}.nms-hero-foot span+span{padding-left:19px;border-left:1px solid #ffffff26}.nms-hero-media{min-width:0;position:relative;padding:24px 0}.nms-media-label{display:flex;justify-content:space-between;align-items:center;border-top:1px solid #ffffff20;padding-top:20px;margin:0 20px 10px;color:#a7a5a1;font-size:11px;letter-spacing:1.2px;gap:25px}.nms-media-label>strong{color:white;font-size:30px;letter-spacing:-1.5px;font-weight:600}.nms-media-label>strong>span{color:var(--orange)}.nms-hero-media figure{margin:20px -38px 0}.nms-hero-media img{width:100%;height:auto;filter:drop-shadow(0 25px 25px #0003)}.nms-hero-media figcaption{font-size:11px;color:#9b8d7b;text-align:center;margin:10px 22px 0}.relationship-line{display:flex;justify-content:space-between;align-items:center;gap:14px;border:1px solid #ffffff19;border-radius:12px;background:#ffffff05;backdrop-filter:blur(10px);padding:18px 20px;margin:27px 20px 0;font-size:13px;color:#b7b8b9;line-height:1.5}.relationship-line>strong{font-size:20px;letter-spacing:-1px;color:var(--orange)}.relationship-line>b{font-weight:400;color:#776450}.nms-hero-bottom{border-top:1px solid #ffffff18;padding-top:24px;padding-bottom:27px;display:flex;align-items:center;justify-content:space-between;gap:25px}.nms-hero-bottom>span{color:#7d858b;letter-spacing:1.3px;font-size:11px}.nms-hero-bottom>p{color:#aeb4b9;font-size:14px;margin:0}.nms-hero-bottom>a{color:white;font-size:14px;white-space:nowrap}.nms-hero-bottom>a>span{color:var(--orange);margin-left:17px}.nms-hero+.intro-strip{padding-top:75px}.nms-hero .button{font-size:14px;padding-inline:22px;gap:20px}
@media(min-width:1450px){.nms-hero-grid{padding-top:105px;padding-bottom:100px}.nms-hero h1{font-size:62px}}
@media(max-width:1100px){.nav{gap:20px}.nav nav{gap:20px}.nms-hero-grid{gap:30px;padding-top:60px;padding-bottom:50px}.nms-hero h1{font-size:45px;letter-spacing:-1.8px}.nms-overline{font-size:10px;gap:10px}.nms-hero-media figure{margin-inline:-15px}.nms-hero-foot{font-size:11px;gap:12px}.nms-hero-foot span+span{padding-left:12px}.nms-hero-bottom>span{max-width:170px}.nms-hero-bottom>p{max-width:270px}.relationship-line{margin-inline:0;padding-inline:15px;font-size:12px}.nms-media-label{margin-inline:0}}
@media(max-width:960px){.nav-cta{display:none}.nms-hero h1{font-size:41px}.nms-hero-copy>p{font-size:16px}.nms-hero .hero-actions{gap:20px}.nms-overline{flex-wrap:wrap;font-size:11px}.nms-hero-foot span+span{padding-left:0;border:0}.nms-media-label>span{max-width:150px}.nms-media-label>strong{font-size:27px}}
@media(max-width:800px){.nms-hero-grid{grid-template-columns:1fr;padding-top:48px;padding-bottom:40px;gap:20px}.nms-overline{font-size:11px;gap:12px}.nms-hero h1{font-size:clamp(38px,7.2vw,54px);letter-spacing:-1.5px;max-width:650px}.nms-hero-copy>p{max-width:600px;margin-top:22px}.nms-hero .hero-actions{justify-content:flex-start;flex-direction:row;align-items:center;gap:22px}.nms-hero .hero-actions .button{width:auto;font-size:14px;min-height:51px}.nms-hero-media{padding-top:17px;max-width:600px;margin:auto;width:100%}.nms-hero-media figure{margin:24px -12px 0}.nms-media-label{margin:0 0 14px}.nms-media-label>span{max-width:none;font-size:10px}.nms-media-label>strong{font-size:26px}.relationship-line{margin-top:23px;padding:16px 18px;font-size:13px}.nms-hero-foot{margin-top:25px;font-size:12px;gap:13px}.nms-hero-bottom{display:grid;grid-template-columns:1fr auto;gap:13px;padding-top:23px;padding-bottom:25px}.nms-hero-bottom>span{grid-column:1/-1;max-width:none;font-size:10px}.nms-hero-bottom>p{font-size:13px;max-width:260px}.nms-hero-bottom>a{font-size:13px}.nms-hero+.intro-strip{padding-top:55px}.brand-domain{font-size:14px}}
@media(max-width:380px){.brand-domain{font-size:22px;border:0;padding:0;margin:0}.nms-overline{font-size:10px;gap:8px}.nms-hero h1{font-size:35px}.nms-hero .hero-actions{gap:20px}.nms-secondary{font-size:14px}.nms-hero-foot{font-size:11px}.relationship-line{gap:9px;font-size:12px;padding-inline:13px}}
.nms-footer-brand{width:auto;gap:12px}.nms-footer-brand>strong{font-size:32px;letter-spacing:-1.5px;line-height:1}.nms-footer-brand>strong>span{color:var(--orange)}.footer-brand p{max-width:240px;font-size:14px}.nms-nameplate{display:flex;align-items:center;gap:35px;margin-top:42px;border-top:1px solid var(--line);padding-top:30px;max-width:650px}.nms-nameplate>strong{font-size:91px;line-height:1;letter-spacing:-6px;font-weight:600}.nms-nameplate>strong>span{color:var(--orange)}.nms-nameplate>span{font-size:13px;letter-spacing:2px;color:#828990;line-height:1.8;border-left:1px solid #dcdfe2;padding-left:33px}.nms-underwriting{padding:80px 0;background:#f5f6f7;border-block:1px solid var(--line)}.underwriting-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:35px;list-style:none;padding:0;margin:45px 0 0}.underwriting-steps>li{padding-top:24px;border-top:1px solid #d6dadd}.underwriting-steps>li>span{font-size:14px;color:var(--orange-dark)}.underwriting-steps h3{margin-top:20px;font-size:25px}.underwriting-steps p{font-size:16px;margin-top:14px}.nms-journal-section{padding-top:88px;padding-bottom:88px}.journal-home-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:50px}.journal-feature{display:flex;flex-direction:column;background:#fff3e3;padding:36px;border-radius:20px;border:1px solid #f7dfbf}.journal-feature:hover{color:var(--ink);background:#ffecd2}.journal-feature-symbol{font-size:95px;line-height:1;letter-spacing:-6px;color:var(--orange);margin:20px 0 35px;font-weight:500}.journal-feature-symbol>span{color:#e6ccaa;font-weight:400;padding-left:4px}.journal-feature h3{font-size:30px;line-height:1.2;max-width:400px}.journal-feature p{font-size:16px;margin-top:18px;max-width:370px}.journal-feature-link{display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:14px;font-weight:600;border-top:1px solid #e7cba9;padding-top:24px;margin-top:33px}.journal-feature-link>span{font-size:22px}.journal-story-list{display:flex;flex-direction:column}.journal-story{display:flex;align-items:start;justify-content:space-between;gap:30px;padding:27px 0;border-bottom:1px solid var(--line);flex:1}.journal-story:first-child{padding-top:4px}.journal-story:last-child{border-bottom:0;padding-bottom:0}.journal-story>div>span{font-size:12px;letter-spacing:1.1px;color:var(--orange-dark);display:block;margin-bottom:13px}.journal-story h3{font-size:24px;line-height:1.3;max-width:450px}.journal-story p{font-size:15px;margin-top:12px;line-height:1.65}.journal-story>b{font-size:23px;font-weight:400;color:var(--orange-dark);padding-top:30px}.journal-story:hover{color:var(--ink)}.journal-story:hover h3{text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:1px}.nms-journal-section+.faq-section{border-top:1px solid var(--line)}.journal-masthead{background:#0b0d0f;color:white;padding:30px 0 65px}.journal-masthead-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:26px;margin-bottom:42px;border-bottom:1px solid #ffffff20}.journal-masthead-top>a{font-size:28px;color:var(--orange);font-weight:600;letter-spacing:-1.1px}.journal-masthead-top>span{font-size:12px;letter-spacing:1.8px;color:#848d96}.journal-masthead-grid{display:grid;grid-template-columns:1.5fr 1fr;align-items:end;gap:70px}.journal-masthead h1{font-size:49px;line-height:1.17;letter-spacing:-1.8px}.journal-masthead em,.journal-masthead .eyebrow{color:var(--orange)}.journal-masthead-grid>p{font-size:17px;color:#a4abb2;margin-bottom:4px}.journal-feature-wrap{padding-top:55px}.resource-library .resource-card{padding:34px}.resource-top{font-size:12px;letter-spacing:1px}.resource-meta{font-size:12px}.eyebrow,.intro-strip>span{font-size:12px}.footer-top>div>a:not(.brand){font-size:14px}.article-toc>a{font-size:14px}
@media(max-width:1000px){.journal-home-grid{gap:32px}.journal-masthead-grid{gap:40px;grid-template-columns:1.4fr 1fr}.journal-masthead h1{font-size:41px}.underwriting-steps{gap:24px}.journal-feature h3{font-size:27px}}
@media(max-width:800px){.nms-nameplate{gap:25px;margin-top:32px}.nms-nameplate>strong{font-size:67px;letter-spacing:-4px}.nms-nameplate>span{font-size:11px;letter-spacing:1px;padding-left:24px}.nms-underwriting{padding:55px 0}.underwriting-steps{grid-template-columns:1fr 1fr;gap:27px;margin-top:25px}.underwriting-steps h3{font-size:23px}.underwriting-steps p{font-size:15px}.journal-home-grid{grid-template-columns:1fr;gap:35px}.nms-journal-section{padding-block:60px}.journal-feature{padding:30px}.journal-feature-symbol{font-size:80px;margin-block:18px 28px}.journal-feature h3{font-size:28px}.journal-story{padding-block:25px}.journal-story h3{font-size:23px}.journal-masthead{padding:25px 0 45px}.journal-masthead-grid{grid-template-columns:1fr;gap:20px}.journal-masthead h1{font-size:38px;letter-spacing:-1.2px}.journal-masthead-top{margin-bottom:32px}.journal-masthead-top>span{font-size:10px;letter-spacing:1px;text-align:right;max-width:165px}.journal-masthead-grid>p{font-size:16px;margin:0;max-width:550px}.journal-feature-wrap{padding-top:35px}.resource-library .resource-card{padding:28px}.eyebrow,.intro-strip>span{font-size:12px}.footer-top>div>a:not(.brand){font-size:14px}}
@media(max-width:380px){.nms-nameplate{gap:17px}.nms-nameplate>strong{font-size:55px}.nms-nameplate>span{font-size:10px;padding-left:17px}.underwriting-steps{grid-template-columns:1fr}.journal-masthead h1{font-size:34px}}

/* Complete uppercase logo: no cropped lettering at any breakpoint. */
.brand-logo{display:block;width:178px;height:auto;max-width:none;flex-shrink:0}.brand.nms-footer-brand{width:auto}.nms-footer-brand .brand-logo{width:186px}.brand-domain{flex-shrink:0}
@media(max-width:1100px){.brand-logo{width:166px}}
@media(max-width:800px){.brand-logo{width:166px}.nms-footer-brand .brand-logo{width:166px}}
@media(max-width:380px){.brand-nms .brand-domain{display:none}.brand-logo{width:166px}}

/* Policy pages: readable documents in the NUMUS visual system. */
.legal-hero{background:#0b0e10;color:#fff;padding:70px 0 57px;border-bottom:1px solid #292d30}.legal-hero .eyebrow{color:var(--orange)}.legal-hero h1{font-size:clamp(38px,4.6vw,62px);line-height:1.1;letter-spacing:-2px;font-weight:550;margin:0 0 22px}.legal-hero p{max-width:650px;color:#b9bfc4;font-size:18px;line-height:1.7;margin:0}.legal-meta{display:flex;gap:10px;flex-wrap:wrap;align-items:center;color:#9ca5ac;font-size:13px;margin-top:30px}.legal-meta time{color:#e3e7e9}.legal-meta>span{padding:0 8px;color:#69727a}.legal-layout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:76px;padding-top:54px;padding-bottom:90px;align-items:start}.legal-sidebar{position:sticky;top:100px}.legal-page-nav{display:grid;gap:5px;border-bottom:1px solid #e5e7e9;padding-bottom:24px}.legal-page-nav a{padding:12px 14px;border-radius:9px;font-size:14px;font-weight:600;color:#545e65}.legal-page-nav a[aria-current=page]{background:#fff1dd;color:#804400}.legal-page-nav a:hover{background:#f4f5f5;color:#171b1e}.legal-toc{display:grid;gap:12px;padding-top:27px}.legal-toc>span{font-size:10px;letter-spacing:1.3px;color:#707a81;font-weight:600;margin-bottom:3px}.legal-toc a{font-size:13px;color:#4e5961;line-height:1.5}.legal-toc a:hover{color:#8b4900}.legal-sidebar>p{font-size:13px;line-height:1.8;margin:28px 0 0;color:#69747b}.legal-sidebar>p a{color:#20282e;text-decoration:underline;text-underline-offset:3px}.legal-content{max-width:780px;min-width:0}.legal-content section{scroll-margin-top:105px;margin-bottom:39px}.legal-content h2{font-size:25px;line-height:1.3;font-weight:600;letter-spacing:-.55px;margin:0 0 17px;color:#151b20}.legal-content p,.legal-content li{font-size:16px;color:#515e67;line-height:1.85}.legal-content p{margin:0 0 17px}.legal-content ul{padding-left:22px;margin:0 0 20px}.legal-content li{padding-left:4px;margin-bottom:8px}.legal-content strong{font-weight:650;color:#202930}.legal-content a:not(.button){color:#8d4900;text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.legal-content a:focus-visible,.legal-sidebar a:focus-visible{outline:2px solid #a85800;outline-offset:4px}.legal-callout{padding:24px 27px;background:#fff8ed;border:1px solid #f1ddbf;border-left:3px solid var(--orange);border-radius:0 14px 14px 0;margin:24px 0}.legal-callout>strong{display:block;font-size:17px;margin-bottom:8px}.legal-callout p:last-child{margin-bottom:0}.legal-callout .button{margin-top:5px}.legal-callout [hidden]{display:none!important}.legal-table-wrap{max-width:100%;overflow-x:auto;border:1px solid #dfe4e7;border-radius:12px;margin:23px 0}.legal-table{width:100%;border-collapse:collapse;font-size:14px;line-height:1.65;text-align:left}.legal-table caption{text-align:left;background:#f6f7f8;padding:17px 20px;font-weight:600;color:#202930}.legal-table th,.legal-table td{padding:17px 20px;vertical-align:top;border-top:1px solid #e4e8eb}.legal-table thead th{color:#667078;font-size:11px;letter-spacing:.6px;text-transform:uppercase}.legal-table tbody th{width:40%;font-weight:550;color:#29333a}.legal-table td{color:#515e67}.legal-table code{font-size:11px;font-weight:400;overflow-wrap:anywhere;color:#6d777f}.legal-contact{border-top:1px solid #dfe4e7;padding-top:34px;margin-top:50px}.legal-contact .eyebrow{font-size:10px;margin-bottom:12px}.legal-contact address{font-size:14px;font-style:normal;color:#657078;line-height:1.8}.footer-bottom{flex-wrap:wrap;gap:16px 28px}.footer-bottom>div{flex-wrap:wrap;gap:12px 24px}.footer-bottom>div a{margin:0}.footer-bottom>.nms-analytics-preferences{font-size:12px}
@media(max-width:900px){.legal-layout{grid-template-columns:200px minmax(0,1fr);gap:35px}.legal-hero{padding:50px 0}.legal-table th,.legal-table td{padding:13px}.legal-sidebar{top:85px}}
@media(max-width:650px){.legal-hero{padding:42px 0 36px}.legal-hero h1{letter-spacing:-1.2px}.legal-hero p{font-size:16px}.legal-meta{font-size:12px;margin-top:24px}.legal-layout{display:block;padding-top:24px;padding-bottom:55px}.legal-sidebar{position:static;margin-bottom:36px}.legal-page-nav{display:flex;flex-wrap:wrap;gap:6px;padding-bottom:18px}.legal-page-nav a{font-size:12px;padding:10px}.legal-toc,.legal-sidebar>p{display:none}.legal-content h2{font-size:23px}.legal-content p,.legal-content li{font-size:15px;line-height:1.8}.legal-callout{padding:20px}.legal-callout .button{font-size:12px;padding:13px 15px}.legal-table{font-size:13px}.legal-table th,.legal-table td{padding:12px 10px}.legal-table tbody th{width:39%}.legal-table code{font-size:10px}.legal-content section{scroll-margin-top:90px}.footer-bottom>div{gap:12px 18px}}