Offer review / 01
Before you say yes
to “instant approval.”
Six questions to take into your next provider conversation. Save the written answers with your proposal and agreement. Clear terms help you compare offers; they do not guarantee approval or a payout date.
What milestone does “instant” actually describe?
Application received, conditional approval, processing enabled, or funds available?
What conditions remain before I can process?
Ask about documents, eligibility, permitted sales, processing limits, and pending review.
When could the first payout reach my bank?
Separate the first payout from the regular schedule, and ask about exceptions.
Could funds be held or placed in reserve?
Ask about triggers, calculation, release conditions, and how the terms are reviewed.
What will I pay—and what happens if I leave?
Review transaction fees, recurring charges, equipment obligations, and exit terms.
Who confirms the terms and helps if a payout stalls?
Keep the written offer, relevant agreement, and support or escalation contact.
Better questions. Clearer terms. This is an educational review aid, not an approval assessment. Confirm your actual terms with the provider. NUMUS does not promise instant approval, guaranteed processing availability, or a guaranteed first payout.
Share the blank sheet with a colleague, or print your completed copy for the provider call.