SOURCE-BACKED REFERENCE ENTRY · VISA · OCTOBER 2026
MCC 0742:
Veterinary Services
A classification for veterinary clinics; animal hospitals.
View the source & scope ↓THE CLASSIFICATION
What does MCC 0742 cover?
A classification for veterinary clinics; animal hospitals.
The code belongs to the Agriculture & animal care group in this directory. The acquirer must confirm the appropriate assignment for the merchant and the relevant card network.
ILLUSTRATIVE BUSINESS FIT
What could a matching business look like?
- Veterinary clinics
- Animal hospitals
These examples illustrate the classification. They are not verified NUMUS customers or confirmed transaction-level assignments.
LOOK BEYOND THE LABEL
Risk & provider review
Routine veterinary visits usually connect a documented service to payment near the time of care.
Why this category sits here
- Service authorization
- Treatment billing
Operating assumptions
Legitimate established service, accurately billed near completion, without large prepaid packages.
What could raise the risk?
- Large prepaid treatment packages
- Remote medicine or regulated-product sales
Assessment basis: Individual business-category assessment. This is an editorial category assessment, not a bank’s rating, an individual merchant decision, a forecast of losses or a promise of approval.
How we assess risk & source references ↗No specific high-integrity-risk flag is reproduced here from the reviewed Visa classification section. This is not an exemption or a finding that no other requirements apply.
Questions worth preparing
- What goods or services generate the largest share of your sales?
- How and when do customers pay, and when are products or services delivered?
- Does a more specific network classification describe your actual business?
Your provider may also ask about transaction size, monthly volume, refunds, disputes, customer locations and delivery timing. Use your actual business facts when discussing the code.
CHECK THE REFERENCE
Source, date & scope
Code and classification reference: Visa Merchant Data Standards Manual, October 2026. Directory reviewed November 3, 2026.
Visa source · PDF page 27 · printed page 24 ↗Network descriptions and requirements can differ. This entry does not assert complete Mastercard coverage. Confirm current classifications and any special registration requirements with your acquirer.
Read the directory methodology →CONNECT THE NEXT PIECE
Build the payment setup around it.
THE BUSINESS BEHIND THE CODE
Find processing that fits
your actual business.
Your MCC is one piece of the conversation. Tell NUMUS what you sell, how you deliver it, and how your customers pay. We’ll help you take the next step.