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SOURCE-BACKED REFERENCE ENTRY · VISA · OCTOBER 2026

MCC 5533:
Automotive Parts and Accessories Stores

A classification for automotive parts shops.

Lower riskNUMUS category-level risk assessment
View the source & scope ↓

THE CLASSIFICATION

What does MCC 5533 cover?

A classification for automotive parts shops.

The code belongs to the Automotive & fuel group in this directory. The acquirer must confirm the appropriate assignment for the merchant and the relevant card network.

ILLUSTRATIVE BUSINESS FIT

What could a matching business look like?

  • Automotive parts shops

These examples illustrate the classification. They are not verified NUMUS customers or confirmed transaction-level assignments.

LOOK BEYOND THE LABEL

Risk & provider review

Ordinary parts retail generally involves stocked physical goods; accurate compatibility and return terms reduce ambiguity.

Lower riskNUMUS editorial baseline · November 3, 2026

Why this category sits here

  • Part compatibility
  • Return handling

Operating assumptions

Ordinary lawful stocked merchandise, transparent pricing and prompt handover or documented delivery.

What could raise the risk?

  • High-value remote shipments
  • Counterfeit or unavailable parts

Assessment basis: Individual business-category assessment. This is an editorial category assessment, not a bank’s rating, an individual merchant decision, a forecast of losses or a promise of approval.

How we assess risk & source references ↗

No specific high-integrity-risk flag is reproduced here from the reviewed Visa classification section. This is not an exemption or a finding that no other requirements apply.

Questions worth preparing

  • What goods or services generate the largest share of your sales?
  • How and when do customers pay, and when are products or services delivered?
  • Does a more specific network classification describe your actual business?

Your provider may also ask about transaction size, monthly volume, refunds, disputes, customer locations and delivery timing. Use your actual business facts when discussing the code.

CHECK THE REFERENCE

Source, date & scope

Code and classification reference: Visa Merchant Data Standards Manual, October 2026. Directory reviewed November 3, 2026.

Visa source · PDF page 66 · printed page 63 ↗

Network descriptions and requirements can differ. This entry does not assert complete Mastercard coverage. Confirm current classifications and any special registration requirements with your acquirer.

Read the directory methodology →

CONNECT THE NEXT PIECE

Build the payment setup around it.

THE BUSINESS BEHIND THE CODE

Find processing that fits
your actual business.

Your MCC is one piece of the conversation. Tell NUMUS what you sell, how you deliver it, and how your customers pay. We’ll help you take the next step.

Start my application Provider eligibility and account approval require review. A directory listing does not mean NUMUS accepts every business category.