SOURCE-BACKED REFERENCE ENTRY · VISA · OCTOBER 2026
MCC 7299:
Miscellaneous Personal Services (Not Elsewhere Classified)
A classification for personal service businesses without a more specific classification.
View the source & scope ↓THE CLASSIFICATION
What does MCC 7299 cover?
A classification for personal service businesses without a more specific classification.
The code belongs to the Personal services group in this directory. The acquirer must confirm the appropriate assignment for the merchant and the relevant card network.
ILLUSTRATIVE BUSINESS FIT
What could a matching business look like?
- Personal service businesses without a more specific classification
These examples illustrate the classification. They are not verified NUMUS customers or confirmed transaction-level assignments.
LOOK BEYOND THE LABEL
Risk & provider review
The miscellaneous title covers different personal services, so a midpoint baseline reflects the need to identify the actual service and delivery model.
Why this category sits here
- Broad service scope
- Delivery timing
- Customer expectations
Operating assumptions
Lawful personal services accurately fitting this miscellaneous code.
What could raise the risk?
- Large upfront fees
- Regulated activities
- Unverifiable results claims
Assessment basis: Individual business-category assessment. This is an editorial category assessment, not a bank’s rating, an individual merchant decision, a forecast of losses or a promise of approval.
How we assess risk & source references ↗No specific high-integrity-risk flag is reproduced here from the reviewed Visa classification section. This is not an exemption or a finding that no other requirements apply.
Questions worth preparing
- What goods or services generate the largest share of your sales?
- How and when do customers pay, and when are products or services delivered?
- Does a more specific network classification describe your actual business?
Your provider may also ask about transaction size, monthly volume, refunds, disputes, customer locations and delivery timing. Use your actual business facts when discussing the code.
CHECK THE REFERENCE
Source, date & scope
Code and classification reference: Visa Merchant Data Standards Manual, October 2026. Directory reviewed November 3, 2026.
Visa source · PDF page 89 · printed page 86 ↗Network descriptions and requirements can differ. This entry does not assert complete Mastercard coverage. Confirm current classifications and any special registration requirements with your acquirer.
Read the directory methodology →CONNECT THE NEXT PIECE
Build the payment setup around it.
THE BUSINESS BEHIND THE CODE
Find processing that fits
your actual business.
Your MCC is one piece of the conversation. Tell NUMUS what you sell, how you deliver it, and how your customers pay. We’ll help you take the next step.