SOURCE-BACKED REFERENCE ENTRY · VISA · OCTOBER 2026
MCC 7802:
Government-Licensed Horse/Dog Racing (US Region only)
A classification for government-licensed horse or dog racing transactions in the United States.
View the source & scope ↓THE CLASSIFICATION
What does MCC 7802 cover?
A classification for government-licensed horse or dog racing transactions in the United States.
The code belongs to the Gambling & lotteries group in this directory. The acquirer must confirm the appropriate assignment for the merchant and the relevant card network.
ILLUSTRATIVE BUSINESS FIT
What could a matching business look like?
- Government-licensed horse or dog racing transactions in the United States
These examples illustrate the classification. They are not verified NUMUS customers or confirmed transaction-level assignments.
LOOK BEYOND THE LABEL
Risk & provider review
Racing wagers require gambling-specific eligibility and payment controls, with licensing and participant location central to review.
Why this category sits here
- Wagering
- Player eligibility
- Licensing scope
Operating assumptions
Licensed racing activity within the code's regional scope.
What could raise the risk?
- Remote wagering
- Cross-border participation
- Unclear player verification
Assessment basis: Individual business-category assessment. This is an editorial category assessment, not a bank’s rating, an individual merchant decision, a forecast of losses or a promise of approval.
How we assess risk & source references ↗No specific high-integrity-risk flag is reproduced here from the reviewed Visa classification section. This is not an exemption or a finding that no other requirements apply.
Questions worth preparing
- What goods or services generate the largest share of your sales?
- How and when do customers pay, and when are products or services delivered?
- Does a more specific network classification describe your actual business?
Your provider may also ask about transaction size, monthly volume, refunds, disputes, customer locations and delivery timing. Use your actual business facts when discussing the code.
CHECK THE REFERENCE
Source, date & scope
Code and classification reference: Visa Merchant Data Standards Manual, October 2026. Directory reviewed November 3, 2026.
Visa source · PDF page 96 · printed page 93 ↗The source title includes a geographic limitation; confirm regional applicability with the acquirer.
Network descriptions and requirements can differ. This entry does not assert complete Mastercard coverage. Confirm current classifications and any special registration requirements with your acquirer.
Read the directory methodology →CONNECT THE NEXT PIECE
Build the payment setup around it.
THE BUSINESS BEHIND THE CODE
Find processing that fits
your actual business.
Your MCC is one piece of the conversation. Tell NUMUS what you sell, how you deliver it, and how your customers pay. We’ll help you take the next step.