EXPANDED MERCHANT GUIDE · VISA · OCTOBER 2026
MCC 7995:
Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Race Tracks and games of chance to win prizes of monetary value
Betting and monetary-prize games. Betting and gambling involve player funds and prize value, requiring specialist eligibility and transaction controls rather than ordinary retail review.
View the source & scope ↓THE CLASSIFICATION
What does MCC 7995 cover?
Betting and monetary-prize games.
An MCC describes an activity; it does not make that activity lawful or eligible for processing. Regional and transaction-specific rules matter.
The code belongs to the Gambling & lotteries group in this directory. The acquirer must confirm the appropriate assignment for the merchant and the relevant card network.
ILLUSTRATIVE BUSINESS FIT
What could a matching business look like?
- A licensed betting operator
- A casino taking qualifying gaming payments
- A lottery-ticket seller where permitted
These examples illustrate the classification. They are not verified NUMUS customers or confirmed transaction-level assignments.
LOOK BEYOND THE LABEL
Risk & provider review
Betting and gambling involve player funds and prize value, requiring specialist eligibility and transaction controls rather than ordinary retail review.
Why this category sits here
- Wagering
- Prize value
- Player eligibility
Operating assumptions
Lawful gambling with the necessary licenses and provider support.
What could raise the risk?
- Cross-border play
- Remote wagering
- Weak age or identity controls
Assessment basis: Individual business-category assessment. This is an editorial category assessment, not a bank’s rating, an individual merchant decision, a forecast of losses or a promise of approval.
How we assess risk & source references ↗Questions worth preparing
- What activity is offered, and what licenses authorize it?
- Which jurisdictions and customer locations are allowed?
- How are identity, age, geolocation and withdrawals controlled?
Your provider may also ask about transaction size, monthly volume, refunds, disputes, customer locations and delivery timing. Use your actual business facts when discussing the code.
THE DISTINCTIONS MATTER
Nearby codes to understand
Compare the definitions rather than choosing whichever code appears more favorable. Separate activities or network rules can change the correct treatment.
CHECK THE REFERENCE
Source, date & scope
Code and classification reference: Visa Merchant Data Standards Manual, October 2026. Directory reviewed November 3, 2026.
Visa source · PDF page 98 · printed page 95 ↗Network descriptions and requirements can differ. This entry does not assert complete Mastercard coverage. Confirm current classifications and any special registration requirements with your acquirer.
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Build the payment setup around it.
THE BUSINESS BEHIND THE CODE
Find processing that fits
your actual business.
Your MCC is one piece of the conversation. Tell NUMUS what you sell, how you deliver it, and how your customers pay. We’ll help you take the next step.